Long-Term Care Insurance
At Dragon Financial Services, we specialize in personalized long-term care insurance solutions that protect your future and your family’s financial security. We help you navigate options like traditional long-term care insurance, hybrid life policies, riders, and short-term care plans, so you can make informed decisions with confidence.
Types of Long-Term Care Coverage
Traditional Long-Term Care Insurance
Covers services like home health aides, assisted living, and nursing homes. Customizable benefits, but if you never use the coverage, you don’t receive benefits.
Hybrid Life + Long-Term Care Insurance
Combines life insurance with long-term care benefits. If care is needed, it pays from the death benefit; if not, your family receives the full payout.
Long-Term Care Riders
Adds coverage to an existing life insurance or annuity policy. Accelerates part of the death benefit to pay for care but reduces the amount left to heirs.
Short-Term Care Insurance
Provides temporary coverage, usually up to one year. More affordable and easier to qualify for, but benefits end after a short period.
Why Long-Term Care Insurance Matters
Protect Your Assets
Avoid draining retirement savings or liquidating investments to cover care costs. Insurance helps safeguard the wealth you’ve worked hard to build.
Maintain Your Independence
Having coverage ensures you can choose the type of care and facility that best fits your lifestyle and preferences.
Ease the Burden on Family
Insurance reduces the financial and emotional strain on loved ones, allowing them to focus on supporting you instead of managing bills.
Plan Ahead with Confidence
The earlier you plan, the more options you have. Preparing today gives you peace of mind and stronger financial security tomorrow.
Testimonials & Reviews
Serving All of New Hampshire
With offices in Plymouth and Portsmouth, Dragon Financial Services provides expert health insurance, retirement planning, and financial advice throughout the Granite State.
North Woods/White Mountains
Bartlett, Berlin, Colebrook, Columbia, Conway, Errol, Franconia, Gorham, Jackson, Lincoln, Littleton, Pittsburg, Plymouth, Sandwich, Sugar Hill, Tamworth
Merrimack Valley
Allenstown, Amherst, Atkinson, Auburn, Bedford, Boscawen, Bow, Brookline, Candia, Canterbury, Chester, Chichester, Concord, Deerfield, Derry, Dunbarton, Epsom, Goffstown, Hampstead, Henniker, Hollis, Hooksett, Hopkinton, Hudson, Litchfield, Londonderry, Loudon, Manchester, Merrimack
Seacoast
Atkinson, Brentwood, Danville, Dover, Durham, East Kingston, Epping, Exeter, Fremont, Greenland, Hampstead, Hampton, Hampton Falls, Kensington, Kingston, Lee, Madbury, New Castle, New Durham, Newfields, Newington, Newmarket, Newton, Plaistow, Rochester, Rollinsford, Rye, Sandown, Somersworth, South Hampton, Stratham
Lakes Region
Sunapee Region
Andover, Bradford, Danbury, Grantham, Newbury, Newport, New London, Springfield, Sunapee, Sutton, Warner, Wilmot
Monadnock
Antrim, Bennington, Deering, Dublin, Fitzwilliam, Francestown, Greenfield, Hancock, Harrisville, Hillsborough, Jaffrey, Lyndeborough, New Ipswich, Peterborough, Rindge, Sharon, Stoddard, Temple, Wilton